Standard Private Capital – Privacy Policy
Effective August 9, 2023
This Privacy Policy explains how Standard Private Capital, Inc. and its affiliates (“Standard Private Capital,” “we,” “us,” or “our”) collect, use, protect, and share information when you use our website, mobile application, or communicate with us by phone, email, or other channels (“Standard Private Capital Services”).
By using our Services, you acknowledge that you have read and agreed to this Privacy Policy. We may update this policy at any time, and the effective date above reflects the most recent version. Continued use of our Services constitutes acceptance of any changes.
1. Information We Collect
A. Information You Provide
We collect information you or your authorized agent submits during an application or through communications with us, including:
Individual and business names
Mailing, physical, and business addresses
Email addresses, phone numbers, and passwords
Bank account information
Date of birth, Social Security number, driver’s license, or other identification
Income, assets, debts, and financial records
Communications sent by email, phone, mail, or other channels
B. Cookies & Tracking Technologies
We use cookies, web beacons, and similar technologies to improve our Services. You may disable cookies through your browser settings; however, doing so may affect functionality.
We may use analytics tools (such as Google Analytics) to analyze visitor behavior, advertising performance, and marketing effectiveness.
C. Device Information
We automatically collect technical information from your device, including IP address, browser type, operating system, unique device identifiers, mobile carrier, pages viewed, and session duration.
D. Information from Third Parties
We may supplement the information you provide with data obtained from:
Third-party applications or platforms you use to access our Services
Financial institutions, consumer reporting agencies, and information service providers
Loan partners and other service providers for verification, fraud prevention, underwriting, and compliance purposes
2. Why We Collect Information
We may use your information to:
Determine financing eligibility and process applications
Verify your identity and obtain credit reports
Prevent fraud and unauthorized activity
Manage your account and maintain business records
Improve our Services, marketing efforts, and operations
Conduct analytics, testing, and market research
Comply with legal and regulatory requirements
Communicate with you regarding your account, offers, and Services
3. How We Share Information
Standard Private Capital does not sell personal information as defined under the California Consumer Privacy Act (CCPA).
We may share your information with:
Service Providers
Companies that assist us in operating our Services, marketing our products, providing analytics, processing data, or delivering customer support.
Loan Partners
Third parties involved in underwriting, credit reporting, collections, funding, and fraud prevention.
Other Parties
We may also share information:
With our affiliates
In connection with mergers, acquisitions, or asset transfers
With law enforcement or government agencies when required by law
To protect our rights, property, safety, or comply with legal processes
In de-identified or aggregated form for research, marketing, and analytics purposes
7. Contact Us
If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact Standard Private Capital through the appropriate channels listed on our website.